3 IZA Discussion Papers
IZA Discussion Paper No. 12731
revised version published in: Journal of Risk and Insurance, 2023, 90 (1), 155 - 183
IZA Discussion Paper No. 3682
substantially revised version published in: International Economic Review, 2014, 55 (4), 1305-1348. [Final version]
IZA Discussion Paper No. 1084
published in: Applied Economics Letters, 2008, 15 (4), 277-286