IZA Discussion Papers

published as 'A Bigger House at the Cost of an Empty Stomach? The Effect of Households' Indebtedness on Their Consumption: Micro-Evidence Using Belgian HFCS Data' in: Review of Economics of the Household, 2023, 21, 291 - 333

IZA Discussion Paper No. 13951

Risk Preference and Entrepreneurial Investment at the Top of the Wealth Distribution

Frank M. Fossen, Johannes König, Carsten Schröder

revised version published in: Empirical Economics, 2024, 66, 735–761

IZA Discussion Paper No. 13891

The Gender of Debt and Credit: Insights from Rural Tamil Nadu

Isabelle Guérin, Christophe Jalil Nordman, Elena Reboul

published in: World Development, 2021, 146, 105363

IZA Discussion Paper No. 13767

Transfer Payment Systems and Financial Distress: Insights from Health Insurance Premium Subsidies

Christian P. R. Schmid, Nicolas Schreiner, Alois Stutzer

revised version published in: Journal of the European Economic Association, 2022, 20 (5), 1829-1858

IZA Discussion Paper No. 13566

Financial Literacy, Risk and Time Preferences: Results from a Randomized Educational Intervention

Matthias Sutter, Michael Weyland, Anna Untertrifaller, Manuel Froitzheim

an updated version of this paper is available as IZA DP No. 16102

IZA Discussion Paper No. 13349

Culture and Adult Financial Literacy: Evidence from the United States

Maddalena Davoli, Núria Rodríguez-Planas

published in: Economics of Education Review, 2020, 78, 102013

IZA Discussion Paper No. 13178

Financial Education Affects Financial Knowledge and Downstream Behaviors

Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urban

published in: Journal of Financial Economics, 2022, 145 (2), 255-272

IZA Discussion Paper No. 13169

On the Commitment Needs of Partially Naive Agents

Pan Liu, Torben M. Andersen, Joydeep Bhattacharya

IZA Discussion Paper No. 13077

How People React to Pension Risk

Nicolás Salamanca, Andries de Grip, Olaf Sleijpen

IZA Discussion Paper No. 12836

Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry

Kyle Herkenhoff, Gajendran Raveendranathan

published online in: Review of Economic Studies, rdae098, 24 October 2024

IZA Discussion Paper No. 12813

Improving Access to Savings through Mobile Money: Experimental Evidence from African Smallholder Farmers

Catia Batista, Pedro C. Vicente

published in: World Development, 2020, 129, 104905

IZA Discussion Paper No. 12744

The Effect of Increasing the Early Retirement Age on Savings Behavior Before Retirement

Stefan Etgeton, Björn Fischer, Han Ye

published as 'The Effect of Increasing Retirement Age on Households' Savings and Consumption Expenditure' in: Journal of Public Economics, 2023, 221, 104845

IZA Discussion Paper No. 12743

Differences in Euro-Area Household Finances and their Relevance for Monetary-Policy Transmission

Thomas Hintermaier, Winfried Koeniger

revised version forthcoming in: Quantitative Economics, 2025

IZA Discussion Paper No. 12562

The Diversity of Household Assets Holdings in the United States in 2007 and 2009: Measurement and Determinants

Eva Sierminska, Jacques Silber

published in: Review of the Economics of the Household, 2020, 18, 599 - 634

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