The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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137 IZA Discussion Papers
IZA Discussion Paper No. 6027
Business Cycle Effects of Credit and Technology Shocks in a DSGE Model with Firm Defaults
M. Hashem Pesaran, TengTeng Xu
IZA Discussion Paper No. 5895
Detecting Mortgage Delinquencies
Nikos Askitas, Klaus F. Zimmermann
IZA Discussion Paper No. 5738
The Value of Business Networks in Emerging Economies: An Analysis of Firms' External Financing Opportunities
Oluwarotimi Owolabi, Sarmistha Pal
published as 'Does business networking boost firms' external financing opportunities? Evidence from Central and Eastern Europe' in: Applied Financial Economics, 2013, 23 (5), 415-432
IZA Discussion Paper No. 5715
Portability of Pension, Health, and Other Social Benefits: Facts, Concepts, Issues
Robert Holzmann, Johannes Koettl
published in: CESifo Economic Studies, 2015, 61 (2), 377– 415,
IZA Discussion Paper No. 5578
Is there Discriminatory Mortgage Pricing against Immigrants in the Spanish Lending Market?
Luis Diaz-Serrano, Josep M. Raya
published as 'Mortgages, immigrants and discrimination: An analysis of the interest rates in Spain' in: Regional Science & Urban Economics, 2014, 45, 22-32
IZA Discussion Paper No. 5427
Enrolment in Micro Life and Health Insurance: Evidences from Sri Lanka
Mirko Bendig, Thankom Gopinath Arun
IZA Discussion Paper No. 5233
Financial Sector Regulation and Reforms in Emerging Markets: An Overview
Eswar Prasad
published in: Masahiro Kawai and Eswar Prasad (eds.), Financial Sector Reforms and Regulation in Emerging Markets, Washington, DC: Brookings Institution Press, 2011, 3-24
IZA Discussion Paper No. 5201
Public and Private Insurance with Costly Transactions
Giuseppe Bertola, Winfried Koeniger
IZA Discussion Paper No. 5174
Risk Management among the Poor: The Case of Microfinancial Services
Thankom Gopinath Arun, Mirko Bendig
IZA Discussion Paper No. 5159
Economic Governance of MFIs: Inside the Black Box
Thankom Gopinath Arun, Samuel Annim
IZA Discussion Paper No. 5114
Bringing Financial Literacy and Education to Low and Middle Income Countries: The Need to Review, Adjust, and Extend Current Wisdom
Robert Holzmann
IZA Discussion Paper No. 5060
Disclosure, Trust and Persuasion in Insurance Markets
David Emmanuel de Meza, Bernd Irlenbusch, Diane Reyniers
IZA Discussion Paper No. 4771
Do Women Manage Smaller Funds?
Olaf Hübler, Lukas Menkhoff
published in: Scottish Journal of Political Economy, 2011, 58 (1), 107-126
IZA Discussion Paper No. 4758
Mortgage Finance in Central and Eastern Europe: Opportunity or Burden?
Thorsten Beck, Katie Kibuuka, Erwin R. Tiongson
IZA Discussion Paper No. 4631
Mortgage Indebtedness and Household Financial Distress
Dimitris Georgarakos, Adriana Lojschova, Melanie E. Ward-Warmedinger
IZA Discussion Paper No. 4630
Produce or Speculate? Asset Bubbles, Occupational Choice and Efficiency
Pierre Cahuc, Edouard Challe
published in: International Economic Review, 2012, 53 (4), 1005-1035.
IZA Discussion Paper No. 4609
Financial Dependence, Formal Credit, and Informal Jobs: New Evidence from Brazilian Household Data
Luis A. V. Catão, Carmen Pagés, Maria Fernanda Rosales
IZA Discussion Paper No. 4604
Repayment versus Investment Conditions and Exclusivity in Lending Contracts
Spiros Bougheas, Indraneel Dasgupta, Oliver Morrissey
published in: Journal of Institutional and Theoretical Economics, 2011, 167 (2), 247-265.
IZA Discussion Paper No. 4396
Better Means More: Property Rights and High-Growth Aspiration Entrepreneurship
Saul Estrin, Julia Korosteleva, Tomasz Mickiewicz
substantially revised and rewritten version available as IZA DP No. 5481
IZA Discussion Paper No. 4351
Reputation and Credit Market Formation: How Relational Incentives and Legal Contract Enforcement Interact
Ernst Fehr, Christian Zehnder
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