The IZA Discussion Paper Series (ISSN: 2365-9793) disseminates high-quality research by IZA network members to the scientific community and the interested public worldwide before they are later published in academic journals. Comprising more than 17,000 papers, IZA's publication flagship is the most influential working paper series in labor economics.

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48 IZA Discussion Papers
IZA Discussion Paper No. 16173
Does Access to Citizenship Confer Socio-Economic Returns? Evidence from a Randomized Control Design
Jens Hainmueller, Elisa Cascardi, Michael Hotard, Rey Koslowski, Duncan Lawrence, Vasil Yasenov, David D. Laitin
IZA Discussion Paper No. 16105
A Tale of Two Bankruptcies: Geographic Differences in Bankruptcy Chapter Choice
Nathaniel Pattison, Daniel L. Millimet
IZA Discussion Paper No. 15758
Are Retirement Planning Tools Substitutes or Complements to Financial Capability?
Gopi Shah Goda, Matthew R. Levy, Colleen Flaherty Manchester, Aaron Sojourner, Joshua Tasoff, Jiusi Xiao
published in: Journal of Economic Behavior & Organization, 2023, 214, 561-573
IZA Discussion Paper No. 15699
The Heterogeneous Response of Real Estate Asset Prices to a Global Shock
Sandro Heiniger, Winfried Koeniger, Michael Lechner
revised version published online as 'The heterogeneous response of real estate prices during the Covid-19 pandemic' in: Journal of the Royal Statistical Society Series A: Statistics in Society, 27 August 2024
IZA Discussion Paper No. 15636
Health Shocks and Housing Downsizing: How Persistent Is 'Ageing in Place'?
Joan Costa-Font, Cristina Vilaplana-Prieto
published in: Journal of Economic Behaviour and Organisation, 2022, 204, 490-508
IZA Discussion Paper No. 15579
Privatizing Disability Insurance
Arthur Seibold, Sebastian Seitz, Sebastian Siegloch
IZA Discussion Paper No. 15446
Till Debt Do Us Part: Strategic Divorces and a Test of Moral Hazard
Yeorim Kim, Mauro Mastrogiacomo, Stefan Hochguertel, Hans Bloemen
IZA Discussion Paper No. 15429
Dynastic Home Equity
Matteo Benetton, Marianna Kudlyak, John Mondragon
IZA Discussion Paper No. 15402
Does State-Mandated Financial Education Reduce High School Graduation Rates?
Carly Urban
IZA Discussion Paper No. 15359
The Welfare Effects of Law Enforcement in the Illegal Money Lending Market
Kaiwen Leong, Huailu Li, Nicola Pavanini, Christoph Walsh
IZA Discussion Paper No. 15253
A Study of the Chinese Gender Gap in Financial Literacy
Alison Preston, Lili Qiu, Robert E. Wright
published as 'Understanding the gender gap in financial literacy: The role of culture' in: Journal of Consumer Affairs, 2024, 58 (1), 146-176
IZA Discussion Paper No. 15222
Family Finances and Debt Overhang: Evolving Consumption Patterns of Spanish Households
Hector Sala, Pedro Trivín
IZA Discussion Paper No. 15200
Epidemic Exposure, Financial Technology, and the Digital Divide
Orkun Saka, Barry Eichengreen, Cevat Giray Aksoy
revised version published in: Journal of Money, Credit and Banking, 2022, 54 (7), 1913 - 1940
IZA Discussion Paper No. 15164
Workers' Moral Hazard and Insurer Effort in Disability Insurance
Pierre Koning, Max van Lent
published in: Journal of Risk and Insurance, 2024, 91 (4), 1049 - 1088
IZA Discussion Paper No. 15054
Culture, Gender, and Financial Literacy
Maddalena Davoli, Núria Rodríguez-Planas
IZA Discussion Paper No. 15034
The (Un)Importance of Inheritance
Sandra E. Black, Paul J. Devereux, Fanny Landaud, Kjell G. Salvanes
published online in: Journal of the European Economic Association, jvae056, 23 December 2024
IZA Discussion Paper No. 14781
Closing the Gender Profit Gap?
Catia Batista, Sandra Sequeira, Pedro C. Vicente
published in: Management Science, 2022, 68 (12), 8515 - 9218,
IZA Discussion Paper No. 14755
On the Stability of Risk Preferences: Measurement Matters
Joop Adema, Till Nikolka, Panu Poutvaara, Uwe Sunde
published in: Economics Letters, 2022, 210, 110172
IZA Discussion Paper No. 14331
Permanent and Transitory Responses to Capital Gains Taxes: Evidence from a Lifetime Exemption in Canada
Adam M. Lavecchia, Alisa Tazhitdinova
published online in: Review of Economics and Statistics, 30 April 2024
IZA Discussion Paper No. 14288
Do High Schools Choose Financial Education Policies Based on Their Neighbors?
Allison Oldham Luedtke, Carly Urban
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